Head on here and snag a FREE Dave Ramsey Budgeting Guide! if you have been wanting to get your budget in order tis looks like a great one to use! I have not used it but I have heard great things about all o Dave Ramsey’s products!
You might have been wondering when the best time to buy an item you've had your eye on might be. Did you know that Canada has a yearly sale cycle? As in, every retail and department store will have specific items on sale each month of the year.
I have the good fortune of attending dozens of real estate events and conferences throughout the year - usually two or more per month. After I leave each event, I always have a stash of business cards, receipts, photos on my iPhone and