Have you ever had one of those months where you’re right on track with your budget and feeling really proud of yourself, and then your car breaks down? You’ve got a $500+ expense that you hadn’t planned for, meaning you have to put it on your credit card. Now, instead of spending the next few months saving up for that weekend getaway you’ve been dreaming up, you’re going to spend it paying off those car repairs. In this post, I’m going to share what sinking funds are, why you need them in your b