How and why we budget every penny! Zero-based budgeting will let you take charge of exactly where each dollar goes. You will pay off debt faster and save more by budgeting down to zero. Pay off Debt, Student Loan Debt
Stampin' Up!'s Sassy Salutations stamp set and Elegant Butterfly punch - Stamp Your Art Out! I am thinking you could get the color theme pages from Home Depot paint section and get two and punch out butterflies and add the crystal or whatever.